1. An introduction to Peer-to-Peer Lending
3. Is it safe to lend?
4. Frequent Q&A
How to calculate interest and service charge?
Your investment will be lent to multiple borrowers to lower the risk. You can view how much is being lent at any time. Your final investment return is subject to the loan criteria (rate and term) you choose and borrowers' repayment.
Repayment amount and repayment time？
You can view how much is being lent at any time. Your final investment return time is subject to when your borrower repays. If the collateral coin price drops too fast, forced liquidation will happen. Your final return amount will be subject to the return amount of forced liquidation. It is possible that this amount is less than your investment amount. Please consider the risk carefully.
What is the Agreed Loan Term?
The system will only match you with borrowers that fit your selected term setting. A shorter loan term means getting your repayment sooner but the total return you earn may be lower.
What is the Agreed Interest Rate?
The system will only match you with borrowers that fit your selected interest rate setting. Please choose with caution. Your investment return starts accumulating once the funds are successfully matched with borrowers. HyperPay will charge a 20% fee from your accrued interest.